Owning a home was part of the original “American dream.” But fast forward to today and that dream seems more unrealistic than ever. Housing supply and demand are in decline. As a result, larger down payments required by banks and rising mortgage interest rates hold the goal of homeownership just out of reach for many Americans. If you’re struggling…Read More
Budding trees, bees on pollen prowl, and migratory birds on the wing—oh yeah, it’s spring! And while we all glory in this time of renewal and growth (allergies aside), when nature turns the page, we should always be ready for the unexpected. Yards are teeming with spring blossoms, and torrential rain showers are just a normal part of the year’s…Read More
Wild, unpredictable weather patterns call for preparation and forethought. Especially now, as abundant spring showers spur on summer growth, damage from hail—rain’s favorite cousin—crops up as a real threat. In fact, flooding and hail are the top two of five common dangers that regularly damage homes nationwide.…Read More
You’re a savvy homeowner—you likely realize the serious flood threat that spring rains can pose. And you may even be aware of hail’s sneaky tricks. Since those two are the top annual sources of damage to homes across the U.S., we’d say you’re up on t…Read More
Whether a distant memory or yesterday's ordeal, ultimately, buying your home was worth it. You have a place that's truly your own. And while, over the years, your home's intrinsic value compounds, you can't always say the same for its market value. So when your homeowner's policy comes time to renew, and your provider's valuation outstrips your…Read More
Not just for businesses. In the event of natural disaster, fire or theft, a comprehensive accounting of personal property is priceless. Yet who of us can itemize by rote what's stashed in the living room, let alone the attic, hall closets, basement, etc.? Especially when it comes to determining replacement value on damaged, destroyed or…Read More
Entrepreneurs, sole proprietors, small business owners and employers are some of the most determined, hard-working, savvy, intrepid members of our community. Moreover, in recent years, it’s been in the face of some overwhelming odds.
It gets better. Recent SBA statistics are in:
“Since the end of the recession (from mid-2009 to mid-2013), smal…
Connection established. Brace yourself for good times!
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