2016 saw over 268 million registered vehicles on U.S. roads–that's a lot of vehicles to insure! And yet in 2015, a staggering 13% of motorists–one in eight people–drove without auto insurance. Driving uninsured is treading on dangerous ground. But for many,…Read More
New is synonymous with inexperience. Naturally, without the benefit of some hard (and soft) knocks, good choices aren’t easily made. So when teens eagerly take the wheel, or students head off to college with the family ride loaded, you could be bracing for the worst. Concerns over your child’s safety are paramount. But financial and insurance matters are…Read More
It may not seem true, but your baby is now an adult. As your child flies away to college and all it brings, be sure a wide, strong safety net is at the ready. And as you traverse new pathways, trust that you can lean on our experience. Here are a couple of questions that will likely surface: Since my child is now an “adult” and will be away from…Read More
From social to secular, your favorite college student is headed for a learning curve. While they’re busy hitting books and hanging out, take some time and do a little learning of your own. Here’s an auto insurance question we know you’re asking: I know that the risk posed by a young driver is high and our premiums still reflect that. Are there…Read More
Part of the college experience is for a student to experience living ‘on their own.’ But all that extra elbow room could leave serious coverage gaps. Mom and Dad, make sure you’re asking these questions: Since my child will be living on campus, how can I protect all the things taken to school or bought there? Just as sure as you have a…Read More
In any discussion about insuring teens and college students, the topic isn’t complete without delving into distraction. That’s because distracted driving takes a heavy toll on both age groups—society’s youngest drivers. Ohio Mutual Insurance Group (OMIG) puts…Read More
Experience is the best teacher, whether it’s yours or ours. So if you’re new to the world of teen driving, lean on this accumulated knowledge. Here’s a question you’ve likely pondered: Now that my teenager is driving, do I have to list them on my auto insurance policy, or should I take out a separate policy just for them? If they will…Read More
New drivers (and their parents) do well to draw on others’ experience. Embarking on this new journey can be scary—we completely understand. So check in for a reliable answer to a commonly asked question: What level of coverage should we carry, now that our son/daughter is listed on our policy? This situation can seem a bit tricky,…Read More
Do you have a new driver at home? That can be stressful—we totally get it. Feel free to pull from our accumulated knowledge, and see what you can learn. For instance, have you ever asked: It’s expensive to have my son/daughter on my policy; are there any discounts I can take advantage of to lighten the load? We’re happy to answer this…Read More
Usage-Based Insurance takes personalization to new heights. Data-tracking devices—broadly termed “telematics”—collect stats, building a case history of driving habits; there’s often room for improvement. Listen up millennials: a proven history of by-the-book driving can land you fair rates e…Read More
We have to admit: even though we inherently sense the risk, distracted driving can all too easily become common practice. Since we’re always looking to make our community a better, safer place, April—being Distracted Driving Awareness Month—is the perfect time to raise awareness and implement new habits. There’s an…Read More
“If you’re texting, you’re not driving.” Distraction.gov minces no words in their latest advertising campaign. April being Distracted Driving Awareness Month, social media and news outlets are rife with tragic stories of l…Read More
Like toting an umbrella on any given sunny day, protection begins with a 'just-in-case' mentality. In our daily lives, proverbially changing winds can pick up, and conditions can quickly take a turn for the worst. Put simply,
"Accidents can happen, even to careful people." So protection from the unexpected, unanticipated, even…
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