Owner-operators are really feeling the heat of increasing costs in 2019. Many trucking companies are under pressure to hike up wages and offer competitive benefits in order to attract and retain drivers. Shipping companies are charging increasingly higher rates because of rising fuel prices. Equipment repair and…Read More
Here’s why this matters: fuel equals about 21% of motor carrier expenses. In 2018, a barrel of benchmark crude oil cost a whopping $72, compared to an average of $60 …Read More
Here’s the good news: trucking companies are reporting fewer workers’ comp claims than previous years. What’s the not-so-good news? The average cost of those claims is considerably more than in other industries. With more on-the-job injuries, higher medical expenses, and loss compensation, costs can quickly soar. Industry-specific health issues…Read More
A big hurdle for owner-operators (O/Os) is finding the right insurance at the best prices. You know that protection is a must, but how can you be sure you're making good choices? Your truck and trailer values, cargo, and O/O status determine which coverages you need most and how much they will cost. The Federal Motor Carrier Safety…Read More
Repairing and maintaining your trucks and equipment is a huge investment. In fact, the American Transportation Research Institute (ATRI) reported that in 2016, about 10% of a fleet’s total average costs was due to maintenance. That’s the…Read More
According to a 2017 study by the American Transportation Research Institute (ATRI), labor has ranked as the top cost for motor carriers. It all boils down to a few key factors: driver shortage, rapidly increasing pa…Read More
Seeing projects through from beginning to end is hard work, but delegation is a fact of any contractor’s life. When it comes to insurance and bonding, those are definitely services you’ll need to get from the outside. Even when your back’s against the wall, a secure insurance policy can make a way out. With that kind of stability your company can…Read More
The current truck driver shortage is no joke, and the economy is feeling the sting. According to American Trucking Associations (ATA), the industry needs about 51,000 more drivers to meet the demands of the top 3 online retailer…Read More
Building, renovating, improving and expanding: they’re all within your wheelhouse. When it comes to fulfilling client contracts, you’re a master. But experience says the risks you face as a contractor are distinct and diverse and they all need to be accounted for. That’s why when you’re looking to protect your life’s work, you…Read More
When many of us started out in the insurance sales business, we had a shared experience of sorts. Feedback from friends and family made it pretty clear: we were going to be outcasts, “that guy” at the party that no one wants to be around. You know, the one who cycles through careers and hopes to sell unsuspecting acquaintances on their product du jour.…Read More
Entrepreneurship has long been the golden egg for hard-pressed nine to fivers. But now it’s seriously trending. Beyond romantic reverie, more folks than ever—from millennials to seasoned workers, and…Read More
Kindly send me the individual 2016 W-2s (PDF) and earnings summaries for all of our company staff for a quick review. This request is time-sensitive and confidential. I really appreciate your cooperation.
As an artist, your work is part of you: an extension of your psyche, your worldview, your story. It doesn’t get more individualized than that. And yet, you need to balance total subjectivity with a necessary objective: making a living. It’s a classic struggle, pitting your right brain against its hemispherical sibling. Fear and worry…Read More
pci compliance: Don’t let the snore-bore of a name fool you: PCI compliance standards could be your company’s lifeline, packing a solid punch in fighting cybercrime, protecting data security. A set of requirements designed to ensure that ALL companies that “process, store or transmit credit card information” are…Read More
vicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. From independent agents to partners, contractors and staff, negligence and/or prosecution can come back to haunt responsible parties. Rulings can inflict a hefty financial burde…Read More
Ironically versatile, this jargon-y noun/verb/adjective hurts both sides of the IT/C-suite aisle. Like its agricultural namesake, a corporate 'silo' siphons data top-to-bottom, squashing lateral, inter-departmental teamwork. The enemy of a communicative, goal-oriented culture, a 'silo mentality' starves efficiency and…Read More
At Zinc, we’re all about protecting what matters most—to you. And while that’s different for everyone, it’s safe to say that if you’re a professional artist, we’re talking about your business, your property, and your reputation. Having supported Northeast Ohio’s artists for…Read More
Just another cheap hat trick, goldbricking sure can sell the goods. A facade of the shiny stuff can fool a trusting audience and a distracted employer alike. Feigning productivity while auctioning items online, or catching up on the classics, employees maintain a semblance of quality and value, while stealing time. Too bad…Read More
From birth to retirement, and everything in between, we plan. Unfortunately though, we tend to downplay the negatives. You know—those pesky 'what-ifs' and disasters we hope to keep at bay. Ironically, it’s in this world of unknowns that a solid plan is most vital. Take, for instance, your business. It wants to grow, and with that growth…Read More
Confining and limiting, this recently lifted prison sentence trapped so many in jobs they would have otherwise left—if not for the risk of living without healthcare. Once a get-out-of-jail-free card for providers, pre-existing conditions and illnesses are not the obstacles to coverage that they once were. Instead, the ACA requires insurers…Read More
Entrepreneurs, sole proprietors, small business owners and employers are some of the most determined, hard-working, savvy, intrepid members of our community. Moreover, in recent years, it’s been in the face of some overwhelming odds.
It gets better. Recent SBA statistics are in:
“Since the end of the recession (from mid-2009 to mid-2013), smal…
Connection established. Brace yourself for good times!
Uh oh! Please check your entry and try again.