Zinc Blog

The Zinc Review

Welcome to our new blog! Featuring a far more robust 2015 initiative and a steadily growing archive that is bound to be informative and even somewhat scintillating. Bottom line is that we’ll be working hard to deliver some fabulous content. Feel free to drop us a line if you feel inclined to share your thoughts. Thanks for checking out our blog!


2017

  • Your Local Insurance Agent Our Story Essential for life. A powerful protectant, zinc is woven through every form of life we know. So, by nature, our instinct is to protect, to insure. Seeking the best source for that protection, ...
  • The Icebox Cometh: Smart Home Tech’s Emerging Reality It knows your schedule, your Google login, and just sent a selfie, alerting that milk is low. Hmm—better stop on the way home. Don’t worry: it will probably remind you. Every second of every ...
  • Westfield Insurance Foundation’s Legacy of Caring Fund Benefits CERF+ —The Artists Safety Net News Release Broadview Heights, Ohio, 06/02/2017 — CERF+ received a grant from Westfield Insurance Foundation thanks to the help of ZINC. The grant is part of the Westfield Legacy of Caring program, which invites ...
  • Distracted Driving: At the Wheel of the Myth of Multitasking We have to admit: even though we inherently sense the risk, distracted driving can all too easily become common practice. Since we’re always looking to make our community a better, safer place, April—being Distracted ...
  • Tax Season Phishing: Peak Time for Big Game If you follow our Facebook and Twitter feeds then you’ve got a leg up—you know all about the growing phishing epidemic. Well-worded emails from supposed IRS workers or company execs have mislead many a ...
  • You Got to Feel the Barn! If you know Dennis, you also know Zinc: honest folk, working hard to help demystify the insurance scene. We’re happy to know you, and now that we’re acquainted, we have exciting news to share: ...
  • Data Privacy: It Does a Business Good Data Privacy Day logoRespecting Privacy, Safeguarding Data and Enabling Trust. These tried-and-true tenets resurface every January 28th for the National Cyber Security Alliance’s (NCSA) annual Data Privacy Day (DPD), and 2017 was no exception. DPD’16 saw unprecedented ...
  • Important Zinc News Zinc/Dennis Merger After four years of caring for both the Zinc and Dennis families we realized a straighter path to better service and smarter use of resources. Not an easy decision—The Dennis Agency is BVH’s ...
  • Tax Season Phishing: A Cautionary Tale Tax Season Phishing Joe, Kindly send me the individual 2016 W-2s (PDF) and earnings summaries for all of our company staff for a quick review. This request is time-sensitive and confidential. I really appreciate your cooperation. Thanks, Dave Smith Company ...

2016

  • Wiring the Workplace: Grounding Your Cyber Culture We’re in the home stretch, and 2016 sure was one for the record books, cybersecurity– and other-wise. We’ll spare you a play-by-play, but suffice it to say in the world of all things cyber, ...
  • Art Galleries & Insurance: Consigned to Protection As an artist, your work is part of you: an extension of your psyche, your worldview, your story. It doesn’t get more individualized than that. And yet, you need to balance total subjectivity with ...
  • Cars & Coffee Cars and CoffeePlease Join Us! Whether you’re an automotive aficionado or not, you won’t regret joining us for the sights, smells, and sounds of our second Cars & Coffee encounter. Grab an hour or two, enjoy a ...
  • A Road Paved in Protection During these, the longest days of the year, the call of the open road can be too strong to ignore. And with some 15 hours of sunshine to work with, one day can really ...
  • Harboring Safety BBQs and bonfires are in full swing, and the seasonal countdown begins. It’s the time of year for adventure, for stepping out of the norm. But as thoughts may shift from backyard swimming hole ...
  • Cyber Survivor: 6 Tips to Stay Alive All too often repetition fails at urgency, and as irony goes, the very topic we’re deaf to is the one that should have us all ears. Despite unending cycles of data breaches and subsequent ...
  • WiFi Spoofing wifi spoofing (AKA “evil twin”; “man-in-the-middle”): Just as fake as your favorite late show parody, but day and night when it comes to comic relief. A technique used by cyber criminals to trick internet ...
  • Driving Distraction to the Curb Driving Distraction to the Curb“If you’re texting, you’re not driving.” Distraction.gov minces no words in their latest advertising campaign. April being Distracted Driving Awareness Month, social media and news outlets are rife with tragic stories of lives lost ...
  • Data Sharing and Privacy—It’s a Give and Take Thing Data Sharing and Privacy-It's a Give and Take ThingWe all generate a seemingly unending stream of data on a daily basis, much of which flows right into businesses’ info stores. It’s a given that as customers, we’ll have to give to get; ...
  • Cyber Tug of War—Win, Lose, or Draw? Cyber Tug of War-Win, Lose, or Draw?The opposing forces of privacy and safety are at it again. This time, it’s Apple v. The Feds—heels in the mud, each hoping for victory. On the sidelines, fans make known their stake in ...

2015

  • Overlooked and Underinsured: A Study in Umbrella Insurance A Study in Umbrella InsuranceLike toting an umbrella on any given sunny day, protection begins with a ‘just-in-case’ mentality. In our daily lives, proverbially changing winds can pick up, and conditions can quickly take a turn for the ...
  • Vicarious Liability vicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. From independent agents to partners, contractors and staff, negligence and/or prosecution can come back to haunt ...
  • National Cyber Security Awareness Month 2015 Another year has come and gone; those 365 days move faster than ever. Today’s rapid time movement is reminiscent of the constant advances in technology, and how those changes beget shifts in cyber awareness—it’s ...
  • Silo silo:Ironically versatile, this jargon-y noun/verb/adjective hurts both sides of the IT/C-suite aisle. Like its agricultural namesake, a corporate ‘silo’ siphons data top-to-bottom, squashing lateral, inter-departmental teamwork. The enemy of a communicative, goal-oriented culture, a ...
  • Opposites Distract: Successfully Confronting the IT / C-Suite Struggle For today’s business, things have reached critical mass. Not only are we seeing data breaches at every turn, but we’re also finding fractured camps at their root—’civil war’ within an already raging ‘cyber war.’ ...
  • Renters 101: Back-to-College Insurance Basics Crisp, cool mornings mean fall is on its way, and students are back in class. But with this year’s projects and papers already looming, your favorite students probably aren’t thinking about protecting what’s theirs. ...
  • Introducing Zinc Creative: Artist and Craft Artist Insurance ZnCreativeAt Zinc, we’re all about protecting what matters most—to you. And while that’s different for everyone, it’s safe to say that if you’re a professional artist, we’re talking about your business, your property, and ...
  • Inventory inventory: Not just for businesses. In the event of natural disaster, fire or theft, a comprehensive accounting of personal property is priceless. Yet who of us can itemize by rote what’s stashed in the ...
  • CPR Cell Phone Repair CPR Cell Phone Repair logoThe time when mobile devices were considered luxuries is long gone. They're now in the active hands of an ever-expanding populus, and the frequency and nature of their use make them essentially uninsurable. Like ...
  • Home Valuation: Why Your Homeowner’s Policy Differs from the Market Value Dirk's Gargoyle Heritage( Image caption: Dirk impassively assumes his newfound gargoyle heritage. ) Whether a distant memory or yesterday’s ordeal, ultimately, buying your home was worth it. You have a place that’s truly your own. And while, ...

2014

  • The Individual & Business Health Coverage Review Greta's ScreamFundamental changes to the nation’s healthcare system march along to completion, and proponents wave banners extolling the benefits to citizens. Assertions of widespread, fair coverage ...
  • Job Lock job lock: Confining and limiting, this recently lifted prison sentence trapped so many in jobs they would have otherwise left—if not for the risk of ...
  • Zinc & Sigma II Sigma IITraversing healthcare changes can be a chore—Unless of course you have an expert at the ready. Therefore, we are excited about a recent development here ...
  • National Cyber Security Awareness Month 2014 National Cyber Security Awareness MonthWeek 4: Cybersecurity for Small and Medium-Sized Businesses and Entrepreneurs Small and medium-sized business owners and entrepreneurs are invaluable to our economy, and to the nation ...
  • 8 Steps to Cyber Savvy Cyber AwarenessYour Cybersecurity Survival List This last week of National Cyber Security Awareness Month (NCSAM), the focus has been on small businesses and the part they play ...
  • Dictionary Attack dictionary attack: A logophile tongue-lashing? Wishful thinking. This “dictionary” is the cyber bully’s tool. Using automation, hackers systematically try every entry as a password, hoping ...
  • Gotcha gotcha: A common term for a nasty practice, the “gotcha” is no laughing matter. This punch line can sock it to you, with series of ...
  • Leveraging Data Protection in the Face of Shifting Responsibility Cyber RiskBlame Game Heartbleed, BladeLogic, Backoff: These aren’t the names we remember. All too quickly we forget the lurking threat of malware and its perpetrators, while their ...
  • Misselling misselling: Prevalent within and without the insurance industry, misselling is a bad deal: products or services are sold without full disclosure of details and exclusions. ...
  • A Field Guide to Business Insurance Business RiskDealing with Dinosaurs: Battling Giant Reptile-Like Risk Entrepreneurs, sole proprietors, small business owners and employers are some of the most determined, hard-working, savvy, intrepid members of ...

2013

  • Retirement Investing: Your 401 O(k)? White man in tie and ludicrously thick-lensed glasses grins, pointing to intimidatingly large calculatorThursday morning’s seminar began and ended with in-depth dialogue. Annuity contracts, mutual funds, low- and high-risk investments, stocks and bonds; all the mechanisms hoped to ...
  • Healthcare Reform: The Hard Road To Higher Ground Heavy man in jogging attire labors up a lonley road on a slight inclineThe Patient Protection and Affordable Care Act (PPACA) is gearing to launch. As the smoke billows—trepidation abounds, feelings are strong, opinions entrenched. So what’s a ...
  • Home Insurance Policy Jargon Hypnotic, spiral-lensed goggles obscure a boy's viewWatch Your Language! Many of our customers have described reading their homeowner’s policy as equivalent to having a tooth pulled! We agree that it can be ...