Zn Dy feature logovicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. From independent agents to partners, contractors and staff, negligence and/or prosecution can come back to haunt responsible parties. Rulings can inflict a hefty financial burden, even go so far as threatening your very livelihood. How best to protect? Whether it’s through your general liability, professional liability or worker’s compensation policy, you’ll keep exposed risk at bay with just a bit of forethought, and a healthy dash of attention to detail.

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