Business Insurance

9 articles
Data Privacy: It Does a Business Good

Data Privacy: It Does a Business Good

Respecting Privacy, Safeguarding Data and Enabling Trust. These tried-and-true tenets resurface every January 28th for the National Cyber Security Alliance’s (NCSA) annual Data Privacy Day (DPD), and 2017 was no exception. DPD’16 saw unprecedented media coverage and impressive levels of engagement online and via social media. Building on that success, the NCSA and its top-notch advisors encouraged even further involvement…
Wiring the Workplace: Grounding Your Cyber Culture

Wiring the Workplace: Grounding Your Cyber Culture

We’re in the home stretch, and 2016 sure was one for the record books, cybersecurity- and other-wise. We’ll spare you a play-by-play, but suffice it to say in the world of all things cyber, we’ve hit a whole ‘nother level. And the upward trend continues, with abundant predictions of threats and concerns looming over the upcoming year. Rounding the bend,…

Zn Dy feature logopci compliance: Don’t let the snore-bore of a name fool you: PCI compliance standards could be your company’s lifeline, packing a solid punch in fighting cybercrime, protecting data security. A set of requirements designed to ensure that ALL companies that “process, store or transmit credit card information” are ardently working to protect said data, PCI compliance is a must. Setting standards and covering tails, PCI compliance opens the door to insurance coverage for really important things, like, say, data breaches. Not only does PCI compliance aim to keep your clients safe and you in the clear, it also keeps hard-earned funds from being thrown away on legal fees, fines and penalties. But PCI compliance is more than “just good business”— it’s a way to show clients some love, proving that you value the trust they’ve placed in your company.

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Annual Cybersecurity Update

Annual Cybersecurity Update

Another Year of What Seems Like So Much Cyberwocky One more 365, come and gone. Our hyperconnected lives keep us always on the lookout for the next update, the hottest feature, the latest trends for the new year. But then that's also just how we're wired. Yet while we love to leap ahead, a look back can be beneficial too—good,…

Zn Dy feature logovicarious liability: Put simply, liability for employee actions comes down on employers’ shoulders—and it can do some damage. From independent agents to partners, contractors and staff, negligence and/or prosecution can come back to haunt responsible parties. Rulings can inflict a hefty financial burden, even go so far as threatening your very livelihood. How best to protect? Whether it’s through your general liability, professional liability or worker’s compensation policy, you’ll keep exposed risk at bay with just a bit of forethought, and a healthy dash of attention to detail.

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Zn Dy feature logogoldbricking: Just another cheap hat trick, goldbricking sure can sell the goods. A facade of the shiny stuff can fool a trusting audience and a distracted employer alike. Feigning productivity while auctioning items online, or catching up on the classics, employees maintain a semblance of quality and value, while stealing time. Too bad for the employer. Paying folks to enjoy personal time on company time? No amount of sugar-coating can change that bottom line. Paint it any way you like—when it comes to affecting your business, goldbricking is as subtle as a lead balloon.

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Employee Fraud Prevention

Employee Fraud Prevention

Finding Your Bermuda Triangles ( Image caption: Emmet’s fraud prevention diorama, “Ant Eye Theft”, stole the show. ) From birth to retirement, and everything in between, we plan. Unfortunately though, we tend to downplay the negatives. You know—those pesky 'what-ifs' and disasters we hope to keep at bay. Ironically, it’s in this world of unknowns that a solid plan is…
Leveraging Data Protection in the Face of Shifting Responsibility

Leveraging Data Protection in the Face of Shifting Responsibility

Blame Game Heartbleed, BladeLogic, Backoff: These aren’t the names we remember. All too quickly we forget the lurking threat of malware and its perpetrators, while their victims’ names linger in our collective consciousness. We remember the scandal, but forget the warning. Technologies are evolving exponentially, with hackers riding the wave of progress toward malevolent ends. Executives and IT experts alike…
A Field Guide to Business Insurance

A Field Guide to Business Insurance

Dealing with Dinosaurs: Battling Giant Reptile-Like Risk Entrepreneurs, sole proprietors, small business owners and employers are some of the most determined, hard-working, savvy, intrepid members of our community. Moreover, in recent years, it’s been in the face of some overwhelming odds. It gets better. Recent SBA statistics are in: “Since the end of the recession (from mid-2009 to mid-2013), small…